Is The Guest Blog Service Worth It?

Is The Guest Blog Service Worth It?

The guest blogging service gets a good rap, but is it worth it? Check out our analysis and some best practices to take advantage of this practice.

The guest blog service may make you lose your rap ability. Some people worry that emails are too spam, they may be too expensive and of poor quality.

However, guest blogs have undergone countless changes in digital marketing over the past few years and are still very popular. So why didn’t guest bloggers take the path of dinosaurization?

Marketers no longer waste time on low-quality guest blogs but start investing in guest blogging services, which focus more on quality rather than quantity.

If you are considering adding guest blog services to your list of marketing tools to generate and attract potential customers, then this is what you need to know.

What does the guest blogging service provide?

Before deciding whether the guest blog service is worthwhile, it’s helpful to know what exactly the blog service provides.

Provide the best guest blog service:

  • A high-quality blog that can provide targeted content, provide you with suggestions and provide you with expert permissions on the subject
  • High-quality backlinks can help you with SEO work.
  • Increase the number of visits to your website and increase the chance of conversion
  • This is in stark contrast to the old-fashioned guest blogs, whose networks include networks that distribute articles full of keywords to multiple low-quality websites.

Today, guest blogging strategies also include an emphasis on building relationships with people in well-known posts. Through correspondence, the guest blogging service negotiates publishing opportunities on behalf of their clients. Some are free, some are charged, and customers can get guest posts on A-based websites.

How much does the guest blog service cost?

There are many factors to the cost of guest blogging. In general, you should consider the cost of the guest blog service or the website itself and the author.

If you pay for a website hosting a blog, the cost per website may be between $150 and $1000. Depending on the experience and difficulty of the content, the author’s fee starts from 10 cents per word or higher. For a 1000-word article, the total cost is US$250, with a maximum of US$1100 or more.

To give you a better understanding of the numbers, here is a breakdown of some of the possibilities of a 1000-word article:

  • For an intermediate domain link (20 or higher), you need to pay $175 at The Hoth.
  • For a high domain link (40 or higher), you need to pay $425 at The Hoth.
  • Together with Stellar’s CEO, the equivalent links are priced at $167 and $367, respectively.
  • However, according to Ahrefs, its price can be as high as $1,000 per person on category A sites such as Forbes, Huffington Post, or The Entrepreneur.

When considering the cost of a writer, it largely depends on the writer’s experience. If you only want to work with experts in your field, are experienced or are willing to complete the work within a tight deadline, expect to pay a certain fee.

Finally, think about it: You may also need to consider other related costs, such as whether you use a grammar check service (such as Grammarly), or do you need to include images, and you should buy stock photos from websites such as Shutterstock or DepositPhotos. Although some sites (such as Grammarly) are free, other sites require payment, which will increase the final cost of your blog.

What is your return on investment (ROI)?

Learn why a business blog is one of the best ways to build your business: attract customers to your website through a business blog.

One of the reasons why guest blogs have not disappeared is that digital marketing results have great potential, including:

  • Increase organic traffic
  • High-quality backlinks
  • Recommended traffic increase
  • Raise popularity of a brand

Despite these benefits, it is difficult to correlate these results with actual figures. It is important to note that the success of a sport actually depends on how you do it.

You can also see how well the blog is doing in terms of the overall idea of ​​achieving success. The tools you can use include:

  • Google Analytics
  • Facebook Analytics when posting a blog on social media
  • Social signals

To give you another idea about expectations, consider the following case study:

A small company that makes mobile websites and local applications published 44 guest blogs in five months. As a result of this work, the natural traffic of the company’s website has grown steadily (20%), the domain authority has increased by 5, and 38 high-quality backlinks have been obtained.

Is The Guest Blog Service Worth It?

This is a very powerful result of individual efforts. Such a promise of return on investment-even further-is what makes marketers really excited about guest blogging strategies.

Best Guest Blog Service Company

Here are the top four guest blogging companies that need attention:

Blog link-This is a free service where you can find guest blog opportunities. It connects bloggers who need content with marketers and companies who want to locate content in exchange for links. Different contracts have different payment methods and other information, so please read carefully to make sure you know what to pay.

GROUPHIGH-This is a solution for big brands that want to incorporate the influence of blogs into their marketing strategies. Their service indexes millions of blogs, so you can search for them using keywords, topics covered, the number of followers, and location. You can also check whether your blog supports videos, guest posts, sponsored posts, ad networks and giveaways.

MYBLOGGUEST-This is one of the most famous names when it comes to the guest blogging community. You can register for free, become a blogger who is looking for a guest, or post guest posts on other blogs in a specific category on the guest blog forum. There is also a forum specifically for people seeking help to promote posted posts socially.

GUESTR-This site helps blog owners find new content from bloggers and helps guest bloggers and SEOs find guest publishing opportunities to place their own content and establish links. Currently, it is a free service for website owners and those who are looking for visitor posting opportunities.

 Best Practices For Guest Blogging Services

When looking for a guest blog service, there are some important things to keep in mind.

Avoid black hats for guest blogging services

First, make sure that the guest bloggers you work with have a good reputation. Google penalizes sites that use guest blogging programs and spam, so you want to make sure that the provider you choose uses only white hat practices.

You should also request to see certain credentials for the website that will distribute the content. View:

High domain authority: This is a respected post, and it sends a lot of trust signals to your site?

The audience’s relevance to the topic-are the types of websites your customers are likely to visit? How big is the audience? Are they engaged?

Editing practice: how to deal with backlinks? Do these posts look professional? Is the blog updated frequently?

Describe your goals and expectations

Please provide specific information about the goals you need to achieve to make the event successful so that the guest blog service can help you find the right solution.

Is The Guest Blog Service Worth It?

Are you interested in being recommended at the top of the blog?

Are you primarily focused on getting the highest quality backlinks without exceeding your budget?

If they encounter editorial barriers in their ideal position, is the deadline the deciding factor?

The last thing you want to do is to hand over your credit card, and then find that you and the provider are on different pages about the whereabouts of your guest blog, the scope of coverage, and the content being promoted.

Check your book

Make sure that the author you work with has a clear understanding of your blog post. Some things you may need to pay attention to:

Style: Can the writer achieve the type of publication he hopes to obtain? Do they understand the vocabulary you use? Can you do research?

Also Read:

Experience: Have you ever written guest posts? Articles in your niche market? Does the content support marketing goals?

Reliable record: Can the writer complete the project before the deadline? According to specifications?

Any red flags that appear during the search should be a signal to find another author for the project. Working with people you can trust is very important because the outcome of the guest blogging strategy depends on your performance.

If you have any thoughts on best practices for guest blogging, please let us know in the comments section below.

Why Choose Iron Gates?

Why Choose Iron Gates?

Iron Gates is all you need when constructing your house. Your front door is the main entrance of your house. This is the first thing before the visitor enters. This is why your door should impress visitors: a popular breed (composed of relatives and friends) and an unpopular breed (you may enter your home with illegal or criminal intent).

Your front door (or a door if you have one) is the first line of defence against intruders, and so is the “face” of the house. For these reasons, not only must the overall design of the front door be carefully considered, but also the materials used. Iron is one of the best materials that can be used for doors because it has many advantages compared to other materials such as wood or fibreglass.

Threats and safety through iron gates

Why Choose Iron Gates?
Safety first through iron gate

To put it lightly, the wrought iron gate is daunting. The sight of the majestic big Iron Gate is enough to shut out the most powerful thief. The iron also provides you with the safety of the glass (the iron can safely support the glass): the use of frosted glass can provide you with enough privacy to prevent peeping eyes from entering the interior. The appearance of the door can be modified to adopt a simple or complex design to allow for small cracks or grills.


our services

Style and value factors

Why Choose Iron Gates?
Variant in Style and Design

Ghani iron doors can add a touch of elegance to your house; as described in the previous blog post, they can increase your charm. The well-designed Iron Gate will definitely give visitors, guests and neighbours a stylish and powerful feeling. Not only that, but these doors can also increase the overall value of your property.

Durability factor

Why Choose Iron Gates?
Long Lasting

Iron doors have obvious strength advantages. Wrought iron doors are very durable and can be used for life after proper care and maintenance. Wood will rot, steel will split, and fibreglass will break, but iron can withstand extreme weather conditions and requires little maintenance.

Also Read:

The Ghani ironworks can work with you to design and manufacture the perfect wrought iron door for your house. With more than 30 years of experience. We provide excellent customer service and excellent business opportunities to provide maximum customer satisfaction. Finally, call 03215250765 or email us at You can also contact us online for questions and more information.

Best Selling Car 2021

Best Selling Car 2021

List of Best Selling Car 2021

New car registration in the UK: the best-selling car of 2021.

Car Bestseller 2021.

1.      Vauxhall Corsa.

2.      Ford Fiesta.

3.      Nissan Qashqai

4.      Mercedes-Benz A-Class.

5.      BMW 3 Series.

6.      Volvo XC40.

7.      Volkswagen Golf.

8.      Kia Sportage.

9.      Ford Puma.

10.         Volkswagen Tiguan.

The latest data from SMMT show that so far this year, cars have proven to be very popular. What is hot and what is not hot? SMMT’s new car registration data reveals all the information, so we are always looking for the latest data to understand which new cars are best-selling in the UK.

The latest data shows that since the beginning of 2021, these cars have the highest sales volume. Despite the difficulties, some of them have maintained strong market power, while others have been among the best-selling cars for the first time.

Car Bestseller 2021

Here are the best-selling cars in 2021:

  • Vauxhall Corsa
  • Ford Fiesta
  • Nissan Qashqai
  • Mercedes-Benz A-Class
  • BMW 3 Series
  • Volvo XC40
  • Volkswagen Golf
  • Kia Sportage
  • Ford Puma
  • Volkswagen Tiguan

1.      Vauxhall Corsa

Best Selling Car 2021

Ford Fiesta’s permanent runner-up in the “Super Mini” category eventually climbed to the top overall ranking, confirming its position as the best-selling Vauxhall model in the UK-technically still its home market. PSA’s new foundation will undoubtedly keep the board in the top 10 bestseller list, and the new version of pure electric operation can increase its popularity.

2.      Ford Fiesta

It’s not surprising to see Ford supercars hanging out near the top of the chart. It has been the best-selling new car in the UK since 2009, but surprisingly, after a major overhaul in 2019 that caused its base price to rise by nearly a pound, demand for it has not decreased significantly. 2000. Obviously, Carnival’s ability to combine efficiency, vitality and charm is still the magic weapon for most British buyers.

3.      Nissan Qashqai

Nissan Qashqai-Best Selling Car 2021

When Qashqai first arrived in 2006, it heralded the birth of a cross-border market segment, which has now become the busiest and most demanded market segment in the UK. Even today, 14 years later, after nearly 30 amazing rivals have been pushed, Nissan’s mid-size SUV is still the king, and the new generation launched next month will surely inspire new interest from buyers.

4.      Mercedes-Benz A-Class

Mercedes-Benz A-Class
Mercedes-Benz A-Class, best selling cars 2021

Mercedes offers a surprisingly good entry here, but when you consider the wide variety of drivers suitable for A-class cars, it makes sense because of the gasoline and diesel options and now The other hybrids listed-plus a wide variety of specifications and trim levels for you to choose A-class cars have become a great place for people. The new A250e hybrid model has a range of 42 miles, and the tax rate for fleet buyers is extremely low, and it will surely become a stable seller.

5.      BMW 3 Series

Best selling car, BMW 3 Series
BMW 3 Series

The BMW 3 Series is the most compact actuator in the industry, and British buyers apparently agree that it is one of the best-selling cars in the UK. In the past four and a half years, more than 15 million models have been sold globally, and it is difficult to mistake the overall performance of the current model. It runs well, is comfortable, and has advanced technology onboard. In addition, a hybrid version has been added that can travel 30 miles on electricity alone, which means that its appeal is as extensive as ever.

6.      Volvo XC40

 Volvo XC40
Volvo XC40

When the boss of the Wolf Group beat its formidable competitor Volkswagen Tiguan to celebrate the brand’s small SUV in one of its most important markets, Gothenburg will welcome champagne. Volvo’s traditional trump card-strength, safety and reliability-performed well in the industry, although the diesel option was cancelled in the mid-2020s, but the rest of gasoline, light hybrids, plug-in hybrids Car-a pure electric version will soon be available to help it meet the needs of the public.

7.      Volkswagen Golf

Volkswagen Golf
Volkswagen Golf

Slip into the rankings of golf carts that usually dominate, but this year is still very young. Compared with the previous generation, the eighth-generation car has more changes than the fifth-generation product, and the sales plan (And a comprehensive road test) is much different than ever. No matter what you experience, evolution is indeed welcome. The main changes are the improvement of power and internal overhaul, but the improvement of economy and practicality is very good for this transaction.

8.      Kia Sportage

Kia Sportage
Kia Sportage

Large family SUVs entered the sales ranks of Kia in the last few years of Kia. A completely redesigned new generation of products will be put on the market in 2022, but the attractive price, comprehensive configuration and combination of powertrain ensure them. Continued popularity. There is a new mild-hybrid diesel version that will be welcomed by commercial buyers, and there are two gasoline engines to choose from.

9.      Ford Puma

 Ford Puma
Ford Puma

Okay, what do you know? It turns out that it is a smart idea to build a car for one of the UK’s most popular models on the basis of the UK’s most popular single model. Puma has been on sale for more than a year, but it has proved to have attracted many buyers, which is probably due to its attractive price and amazing motivation. Recently, with the addition of the luxurious Vignale automatic decoration and the warm-blooded ST version, the team has expanded rapidly.

10.  Volkswagen Tiguan

Volkswagen Tiguan
Volkswagen Tiguan

Tiguan is the SUV on the road, so to speak, it is the second most popular Volkswagen product on these coasts, second only to the Golf hatchback. The Tiguan’s facelift has been boosted in the summer of 2020, and the 242-horsepower Golf GTI and top Tiguan R have added to the lineup. It is said that the latter can reach a speed of 0-62 mph in 5 seconds, which puts it in the same area as some really fast and expensive family cars.

Where To Rent Heavy Equipment?

Where To Rent Heavy Equipment?

One-Stop Shop To Meet All Your Rental Needs

Heavy Machinery on Rent: If you have ever worked with Caterpillar, you will know how much we value machine performance, and this value has been passed on to more than 70 other manufacturers who have contributed to the GhaniAssociate Store product catalog. Ghani Associates have a reputation in all industries, partly because of the large number of OEM tools we carry.

These tools vary in size and capacity. Whether you need to use lighthouses in different work locations, use forced air heaters in winter, or use dedicated forestry equipment for a job, we can meet these needs and more. The combination of these OEM brands with the heavy machinery that Caterpillar trusts allows us to provide a complete solution. The Ghani Associate has more than one machine-we are a one-stop shop to meet all your equipment needs.

Heavy Equipment for the next project

Even if you know the cumbersome things, most job sites will still need other tools to complete the work. Our OEM partners can help us provide more comprehensive solutions for your specific project needs. Some of the machines provided by these manufacturers include:

Pneumatic equipment:

 Our pneumatic product range includes pneumatic tools and portable and stationary air compressors that can meet a variety of tasks.

Concrete equipment:

When working with concrete, you need several tools to help process, mix and move it. We have buckets, mini carts, mixers, grinders, saws, etc. to make concrete work a breeze.


 For many projects, work can continue after sunset. Our lighthouse can provide you with portable lighting after dark to complete any number of tasks.

Diversified equipment:

Many of our products are not suitable for another category, but if you need special tools, such as high-pressure cleaners, containers, lasers, manual carts, welding machines and portable sweepers, we will support you.

Trench reinforcement:

If your work takes you underground, renting our trench reinforcement equipment can help you do so safely.

Aerial lift:

Do you need to climb? Our OEM pneumatic lift series can connect you to various styles.

Forced air heater:

 When cold weather comes, use a forced air heater to keep the workplace warm and reduce downtime on frozen ground.

Cross-industry solutions

Regardless of the industry, we provide the equipment and tools needed to complete the job:


 When you need a field machine like yours, choose our farm equipment to help you complete the work. Whether you need waste management, cleaning or transportation of feed supplies, Ghani Associate is here to help your agricultural business.

Paving and road engineering:

 Our machines work hard to help you get efficient and accurate results in every paving or road engineering project. Complete tasks on time and use our toolkit to specify specifications to help. They include message boards, obstacles and concrete equipment.

Building structure:

 If you are building a durable structure, you will need the best tools to do the job. Finding tools suitable for almost all applications is one of our specialties. Our high-quality rental construction equipment brand can help you complete multiple tasks and get a more efficient work site.

Beautify the environment:

In this industry, you need to complete projects quickly and accurately. Ghani Associate shop provides a full set of leased landscaping equipment, which is very suitable for completing various tasks in a short time. Our OEM landscaping rent includes compaction equipment, trencher, concrete tools, etc.


If you work in a government agency, then you may not be unfamiliar with saving resources. By centralizing the right rent and equipment in one place, you can save time and money for any work.

Oil and gas:

 When using oil and gas, safety and durability are critical to the success of the facility. Caterpillar rental shop machines are rugged, reliable, and provide the reliability your oil and gas business needs.

Mining and quarrying: quarries and mines require robust equipment to transport solids, and our products are capable of this task. From crawler crushers and screening equipment to powerful conveyor tools, our OEM products are ideal for a variety of mining and quarry applications.


 We provide various equipment rental services, such as shredders and log milling machines, to assist with special tasks in the forestry industry.

Choose from more than 70 team brands

We have more than 70 brands of OEM solutions for companies to use in their daily work processes. From supporting structures to pneumatic tools and material handling vehicles, this versatile device can enter many industries.

These solutions use dedicated machines and tools to help companies in almost all environments complete their work quickly and efficiently. Some tools, such as light turrets and aerial work trucks, are universal tools for all operations, while others (for example, screening machines or dry mills) are more specialized. Fortunately, Ghani Associate can do it at the same time. Our OEM solution leasing can flexibly respond to rapidly changing orders.

Ghani Associate shops provide the advantages of machines and OEM solutions. Our manufacturing partners make it easy for you to meet the needs of all your projects in one place. Since your project needs to be changed, Ghani Associate provides flexibility. If you suddenly need a new machine, you don’t need to worry about the capital cost of buying a new machine.

If only spontaneous tasks are required, then you will not be stuck in the storage device by this device forever. You can maintain high work efficiency and use tools that suit your situation. With the right equipment, it is much easier to complete specialized tasks, and it is more likely to increase your efficiency. You can rent tools for short-term or long-term use, and purchase options are also available.

Find suitable rental equipment in the Ghani Associate

Working with a Ghani Associate can provide you with the experience of a well-trained team. After you notify us of your project, a representative will help you determine the right tools to help you complete your work safely and efficiently. Through the Ghani Associate, you can get unparalleled customer support and quality products from Caterpillar and more than 70 equipment rental brands.

Our rental locations are never far away, with more than 1,300 in total worldwide. If you want to improve the productivity and results of your next project, please browse our selection of rental equipment now. We are happy to provide you with a quotation or help you choose equipment.

Hire what you need from the people who need it.

Tips on Construction Equipment Leasing

Tips on Construction Equipment Leasing

10 Tips for Saving Money on Construction Equipment Leasing

We’ve all heard it takes money to make money – that’s not always the case. If you’re worried about taking on a new contract because you don’t have all of the equipment that you need, don’t forget that heavy equipment financing is a thing.

Financing or leasing your equipment can be a great option if you don’t have the cash flow or the credit line to buy what you need up front. Leasing equipment can work for most businesses regardless of how they are set up.

Before signing any sort of agreement you need to know a few good tips about different leases and the benefits of heavy equipment financing. Get proper maintenance of the forklift from KLJ Consulting.

1. How a Fair Market Value Lease Works

A Fair Market Value Lease works almost exactly as it sounds. After entering this sort of lease you will have the option to buy the equipment for the market value when the term is up. You can also decide to extend the lease or simply let it end.

If you choose to purchase it, the price will be based on how much the equipment is valued at minus what you have already spent by leasing it. This option is similar to financing, only it’s typically easier to get into a lease.

This option is normally the most flexible and has the lowest monthly cost.

2. Look into Dollar Buyout Leases

This type of lease is best for bigger purchases that aren’t going to depreciate quickly. When this lease term ends, you will have the option to buy the equipment for only one dollar.

We know that sound like a steal — but the monthly payments are going to be high throughout the term of the lease. You will be effectively paying the total value of the equipment during that time frame, which is why you have the option to buy it for a dollar at the end.

If you enter into a contract like this, you need to make sure the equipment’s value is going to stay relatively the same over time.

3. Wrapping a Lease

When you have a wrapping lease, you can add more equipment to it as you go. This is particularly helpful if you are still a growing company and you’re not sure exactly what you will need to complete your jobs.

It’s also great if you want the option if you want to start to quickly scale up your business.

When you add in a new piece of equipment, the payments will adjust to include everything you have leased. Keeping everything in one easy payment instead of having to keep up with multiple.

4. Sale-Leaseback

A sale-leaseback is when you sell your equipment to someone who turns around and leases it right back to you. This might sound a little silly but it gives you cash to spend on leasing or financing other equipment.

This is a good way to infuse any business with a little extra cash and give you a boost. One of the drawbacks to this type of lease is that it typically has a higher payment and a shorter contract.

5. Heavy Equipment Financing Gives Flexibility

One of the biggest positives to leasing or financing the equipment that you need is that you can find something that will help specifically with your situation.

There are so many options whether you need a better cash flow or more equipment to complete a job you should have no problem finding it. You can take your finances into your own hands.

6. Keep Your Capital

Running a business can be difficult, you work hard to get your contracts and get the jobs done. The last thing you want to do is spend that capital in risky ways.

Buying heavy equipment can be a large financial investment, and for many businesses spending that money in one swoop can be nerve-wracking. That’s where financing or leasing can be a huge help.

Leasing can take the uncertainty out of the picture. You will know exactly how much is going out every month and you can keep some of your capital in case an emergency happens.

As you start to gain capital you can start to pay off your financing faster.

7. Stay with the Newest Equipment

Leasing will give you the opportunity to keep up with the newest technology. Almost every year there are new advancements that can help make your job easier.

When your leasing you can have the opportunity to get new equipment at the end of your lease terms. This can help keep your company on the cutting edge of your business. Odds are that without the lease you would have the funds to make that investment year after year.

8. Reduce Your Risk

When you make a large equipment purchase there is always some risk. If something happens, you may no longer have the budget to adjust for it. Such as if you end up needing more equipment or if it goes down and needs repairs.

If you’re just leasing or financing — you should have the finances to cover it. Taking the risk out of having the equipment.

9. it’s a Tax Write Off

Most businesses know that they can write off equipment that they own. However, not a lot of people realize that you can still write off leased or financed equipment.

So, not only are you saving money by leasing the equipment but you can also save on your taxes at the end of the year.

10. Easy Returns

Everything has a day when it’s time to retire it. Whether it’s because it’s time to get new equipment or it’s broken and needs to be disposed of.

When the equipment is yours flat out, it’s your job to figure out what to do with it. You’ll have to find someone to buy it or haul it away that might be difficult.

If you are just leasing the equipment, the company you are leasing it from will come and get it when the lease is up.

Top Insurance Companies in Pakistan

Top Insurance Companies in Pakistan

Best Insurance Company in Pakistan-Protect you from loss

Life is unpredictable, and we must always keep this fact in mind.

We often experience things that we did not expect, and most of the time, we are struggling to cope with these experiences because we have not made any plans for these things and we don’t know anything about them.

There is a lot of tension there!

In order to avoid mental and financial difficulties, we recommend that you provide financial guarantees in the form of insurance.

This article will focus on all important aspects of insurance. If you are someone who needs to know about insurance companies in Pakistan, then this article is for you.

But why all the hype surrounding insurance companies?

The concept of insurance is becoming more and more popular every day, especially in South Asia. In Pakistan, people are skeptical, and in most cases, they don’t understand insurance. It is very important that you know what kind of insurance you can provide, especially in today’s rapidly changing and ever-changing era.

Insurance is basically a way for you to transfer or mitigate your personal risks. When you get insurance, you transfer the responsibility for the loss to the insurance company (subject to certain terms and conditions).

The company mitigates the risk by spreading the risk to many people or companies. These people pay a certain insurance premium (a specified amount), which will be used to compensate for losses caused by various circumstances (such as fire, accident, illness or death).

Different insurance companies provide different types of insurance according to your needs and preferences. The main types of insurance include:

  • Life insurance.
  • Property insurance.
  • Fire insurance.
  • Liability Insurance.
  • Guarantee insurance.
  • Social Security.

But why should I buy insurance?

Let us understand this: Insurance provides long-term security.

As I mentioned before, life is unpredictable. You never know when you need financial help. Instead of relying on relatives and loans, it is a good idea to buy insurance for yourself.

Some of the main benefits of insurance are:

It provides you with financial protection, which means you don’t have to rely on external sources to make money.

It will give you peace of mind without worrying about the future.

This will allow you to mitigate risks.

In Pakistan, there are many insurance companies that provide insurance with simple terms. This article will discuss some major insurance companies in detail.

So let’s get started!

Contact insurance company website

  1. Jubilee Life Insurance Jubilee Life Insurance + 92-21-35205095 + 92-21-32120201
  2. EFU Life Insurance EFU Life Insurance + 92-21-111-338-111
  3. Adamji Insurance Company Adamji Insurance Company + 92-42-35772960-7
  4. Al Falah Insurance-Al Falah Insurance + 92-42-111-234-222
  5. Pakistan National Life Insurance Company Pakistan National Life Insurance Company +92-21-99202800-9

1. Jubilee Life Insurance

Silver Jubilee Life associates its brand with the word “happiness,” and for all the right reasons. Jubilee Life is widely known among the public for its excellent service and convenient terms and conditions.

Jubilee Life Insurance
Jubilee Life Insurance

Jubilee provides customers with the following insurance policies:

Personal life insurance (which can help you save money to meet the needs of your child, including his/her education, medical care and marriage).

Bancassurance (a one-stop shop that can meet all your banking, insurance and financial requirements).

Microinsurance (insurance policy specially designed to meet the needs of disadvantaged people).

Corporate insurance (insurance policy specially designed for the corporate world)

Online insurance

Family takaful (insurance policy should comply with the provisions of Sharia law).

Contact: +92-21-35205095, +92-21-32120201

Website: Jubilee Life Insurance

2. EFU Life Insurance

EFU Life Insurance began operations in 1992 and is the first private life insurance company in Pakistan. As we all know, EFU has the largest financial foundation in the private sector, with a paid-in capital of approximately US$1 billion. It is considered one of the best insurance companies in Pakistan.

EFU Life Insurance
EFU Life Insurance

EFU provides customers with the most value-for-money products. The company also provides you with a mobile application called EFU Life PlanIT. You can easily track your records and information through this application. EFU Life Insurance is the first life insurance company in Pakistan to obtain ISO certification.

Some of the main products provided by EFU include:

  • Unit related products
  • Critical disease products
  • Educational Program Products
  • Anti-inflation function
  • Retirement plan
  • Contact number: + 92-21-111-338-111
  • Website: EFU Life Insurance

Learn about insurance companies in Pakistan.

3. Adamjee Insurance Company

The next insurance company on our list is Adamjee Insurance Company. AICL began operations on September 28, 1960 and is currently the largest general insurance company in Pakistan.

 Adamjee Insurance Company
Adamjee Insurance Company

AICL is an international name and has operations in other regions such as the United Arab Emirates.

The company handles the following types of business:

  • Engineering insurance
  • Property and fire insurance
  • Health insurance
  • Marine insurance
  • Car insurance
  • Travel insurance
  • Agricultural insurance
  • Various insurances
  • Guarantee financial status
  • Liability
  • Personal accident insurance

All insurance services provided by the company have passed IS0 9001 certification. In addition to this certification, the company has also obtained local and international recognition in the form of awards and certificates.

Contact number: + 92-42-35772960-79

Website: Adamjee Insurance Company

4. Al Falah Insurance Company

Al Falah Insurance Company, a subsidiary of the Abu Dhabi Group, is one of the newest companies in the city. The company operates in major cities in Pakistan, including Islamabad, Karachi and Lahore.

Al Falah Insurance Company
Al Falah Insurance Company

The company handles many types of insurance policies, including:

  • Health insurance
  • car insurance
  • property insurance
  • Marine Cargo Insurance
  • Energy Insurance
  • Engineering Insurance
  • Various insurances

The Pakistan Credit Rating Agency (PACRA) recently upgraded the company to an “AA” rating. This category shows strong financial status and first-class service. Therefore, if you are looking for your own insurance policy, Al Falah Insurance Company should be on your list.

Contact number: + 92-42-111-234-222

Website: Al Falah Insurance

5. State Life Insurance Corporation of Pakistan

Pakistan State Life Assurance Corporation (Pakistan State Life Assurance Corporation) is a government agency that provides various insurance policies to its customers. It is one of the most famous insurance companies in Pakistan. In addition, among life insurance companies in Pakistan, National Life also ranked first.

It not only introduces individual policies, but also takes care of group plans.

State Life Insurance Corporation of Pakistan
State Life Insurance Corporation of Pakistan

Some of the personal plans provided by the company are:

  • Life insurance.
  • Donation guarantee.
  • Shadabad Daman.
  • Ensure early savings.

On the other hand, other types of insurance include:

  • Jeevan Sati’s guarantee
  • Ensure child protection
  • Wealth Creation Plan
  • Supplementary cover
  • Health Plan

Interestingly, the state bank website also provides you with a variety of calculators that can be used to calculate insurance. The calculators provided on this website are:

Life insurance

Donation guarantee

Jeevan Satie’s guarantee

Contact number: + 92-21-99202800-9

Website: State Life Insurance Corporation of Pakistan

These are some of the best insurance companies in Pakistan. View its details, and then select the content that suits your needs. Also tell us why you think insurance is important to us. We would be happy to hear from you. Learn more about housing loans in Pakistan

Home Improvement Loan In Pakistan

Home Improvement Loan

There are many advantages to using personal home improvement loan, because upgrading units require cash payments-sometimes upfront payments-not every property owner can afford it. But there are some drawbacks to using these loans, because the interest must be repaid later.

Therefore, if you want to apply for a personal loan and plan to use it for home renovation, we will help you understand whether it is a good choice by discussing the pros and cons of using a private loan for home renovation.

The pros and cons of using personal loans for home improvement loan in Pakistan

Certain changes and repairs in your home require immediate attention. In this case, personal housing renovation loans are always a good choice. For example, a person can’t wait to save money to repair a leaking roof. You must fix it as soon as possible. However, because the project is urgent, please weigh the pros and cons of using personal loans for housing renovation before making a final decision.

Advantages of using personal loans for house improvement:

Disadvantages of using personal home improvement loans:

  • installment
  • Handling fee
  • Low return on investment (ROI)
  • Fixed payment

Advantages of using personal home improvement loans

Here are some of the biggest benefits of using personal housing upgrade loans:

Lower interest rates

Personal loans usually have low interest rates!

Compared with credit cards, personal loans usually have lower interest rates. On average, Pakistani banks provide personal loans ranging from PKR 30,000 to PKR 200,000, with a repayment period of 1 to 5 years. Interest rates vary, but any well-known bank in the country will charge at least 16% of the total loan amount. You may be as high as 32%, depending on the amount you borrowed.

Fast financing

Applying for a housing loan is quick and easy, and the approval process is not that long. In most cases, the applicant can complete the entire process in a few hours or a day. Most banks in Pakistan also provide online services from which basic financial and personal information of the borrower is collected. At the same time, the application process is not troublesome at all. Approval will be obtained within a week or two, and you will receive your payment immediately.

No deposit

There is no guarantee for personal loans!

When you hear that most personal loans are not secured, don’t worry. Fundamentally, this means that the borrower does not have to take risks to secure assets. If you fail to pay off the loan within the stipulated period, you don’t need to worry about the lender taking over your property. Unlike mortgages, auto loans, and home loans, personal loans don’t even require advance payments. It can be said with certainty that using a personal home improvement loan is the safest option, and there is almost no risk in terms of mortgage.

Home Improvement Loan
Home Improvement Loan

Various options

One of the biggest advantages of considering a personal loan is that it can be used for any purpose. Compared with other more restrictive types of loans (such as mortgages, auto loans, or student loans), personal loans have a specific purpose. They can basically be used to repair leaks, change paint properties or redesign (basically anything you want).

Disadvantages of using personal housing renovation loans

As mentioned earlier, personal loans can be used for house upgrades, but this approach also has some disadvantages. Let’s see:

Interest payment

Due to the increased interest, the cost you paid exceeds the actual cost!

Although lower interest rates are one of the benefits of personal loans, you will have to pay extra interest. Suppose your house upgrade cost is added to 100,000 Pakistani rupees. You took out a personal loan and signed it to repay it within one year. The monthly instalment you have to pay on average is 10,000 PKR, which is equivalent to 120,000 PKR per year. Therefore, it goes without saying that the cost you paid is more than the actual cost of the upgrade.

Handling fee

Obtaining a personal loan is one of the fastest ways to raise funds for your house renovation project, but remember that some banks also charge a handling fee (also called a construction fee) in addition to paying interest. Generally, the amount charged by banks in Pakistan is about 1% of the personal loan processing fee. Some even provide for a fixed value of at least 2500 Pakistani rupees, depending on the higher amount. When a borrower obtains such a loan from a bank, it must pay all handling fees in advance.

Lower return on investment (ROI)

Personal loans will affect your return on investment!

People intend to sell their houses as soon as possible to transform their houses, and they should not be expected to invest the same amount of money in improving their houses. This means that if you pay 120,000 Pakistani rupees for house renovation, you will only get back a part of the actual value of the upgrade, especially considering how to pay back the interest (as described above). This is why if you cannot pay interest and seek a higher return on investment, using your own money is usually a better idea.

Fixed payment

When you accept small debts through credit cards or the like, it may take a long time for you to be flexible enough to pay off those debts. However, personal loans have fixed payments that are paid within a specified period. If the borrower defaults on these payments, the lender has the right to sue the borrower for breach of contract.

Therefore, these are some of the biggest pros and cons of using personal home improvement loans. These will help you make an informed decision. If you have ever used a personal home improvement loan on, please let us know and share your experience.

MeriumPervaiz Launched Her Brand

MeriumPervaiz Launched Her Brand

Yes, you heard it right, MeriumPervaiz just launched her cosmetics brand. Merium Pervaiz Cosmetics; Unwind The Beauty 

It’s all about beauty.

MeriumPervaiz Beauty Products

Initially, Merium Pervaiz cosmetics has three product.

Merium Pervaiz Hits Million Followers

Here is the list of these cosmetic products:

Bounty: Eye shadows platter

Bounty: eye shadow platter
Bounty: eye shadow platter

Curly Mascara

Curly Lashes Merium Pervaiz Cosmetics
Curly Lashes Merium Pervaiz Cosmetics

Beach lashes

Curly Lashes by Merium Pervaiz Cosmetics
Curly Lashes by Merium Pervaiz Cosmetics

Notably, Merium Pervaiz Cosmetics; Unwind the beauty

Merium Pervaiz Hits Million Followers

Moreover, you can check out the Instagram ID

Also, you can check out the Facebook page

However, the question here raises how to order the product, just click the link of her official site from where you can order products. In last. we are looking forward to see more of her products in future.

7 Tips For A Happier Life

7 Tips For A Happier Life

Happier Life is not a dream. Do you feel lazy all morning? Have caffeinated beverages become a necessity to help you replenish energy throughout the day? If it sounds familiar, it’s time to abandon the quick fixes that depend on this and propose an energy management plan. It may seem daunting from the beginning, but once you reap the benefits of a happier, healthier. And more productive lifestyle, you will soon be motivated to move on.

What is energy management for healthier life?

Think of your energy as a limited resource, just like money in an account. You can start a day’s life with specific expenses, which vary from person to person, depending on age, sleep, stress level, medical condition and lifestyle. During the day, when you withdraw energy from your account and deposit the energy into your account, multiple transactions (activities) occur. Although you may not always be able to control energy-consuming activities. You can take steps to deposit more energy into your account.

7 Tips For A Happier Life

Follow these seven tips to increase energy and lead a happier, healthier, and more productive life:

1.     Eat more nutritious foods.

As we all know, a healthy diet is the foundation of happiness, but a healthy diet is generally regarded as a means of losing weight. However, according to the 2015 American Dietary Guidelines, to obtain the best energy, a balanced diet is required, which is rich in fruits and vegetables, lean protein, low-fat dairy products and whole grains. After all, to some extent, you are actually what you eat. Eat a variety of foods in all food groups to obtain a range of nutrients that will provide you with energy throughout the day. Choose fresh or frozen fruits and vegetables, especially nutrient-rich green leafy vegetables and broccoli, and orange vegetables, including carrots and sweet potatoes. There are many types of fish and beans to choose from to provide healthy protein. Make sure to eat 3 ounces of whole grains, bread, rice or pasta every day.

2.     Sleep for seven to eight hours every night.

Sleeping more seems to be a health habit that many people need to improve. We already know that we need at least seven hours of sleep every night, so what prevents us from getting sleep? Think about how to improve the biggest sleep disorder, and understand this. Sleep deprivation can perpetuate dangerous health conditions and negatively affect your mood, motivation, and energy levels. Prioritizing your sleep time is one of the best ways you can set yourself up for a successful, energetic day.

3.     Keep the company of good people.

Maximize time spent with people around you. It will inspire you to connect with other people who are active and have similar interests. On the other hand, people who have nothing to do with you or hold negative views, complain about too many or make wrong choices will only drain your energy. Be selective about the company you operate.

7 Tips For A Happier Life

4.     Avoid excessive news.

News is an important way to stay in touch with what is happening in the world. They can be educational, entertaining, or even elegant. Unfortunately, news is often full of painful stories. These stories will distort your view of the world and make you focus on the scariest fears rather than the beautiful things around you. You can’t avoid these stories completely, but try to minimize exposure, especially during stressful times.

5.     Exercise regularly for healthier life.

Do you find yourself feeling drowsy throughout the day? Have you ever used up daily tasks, such as grocery shopping or housework? Contrary to what you might think, 150 minutes of exercise per week as recommended in the American Physical Exercise Guide can increase your energy account, not subtract it from it. What to do Exercises can reduce stress and stress, strengthen muscles, and enhance endurance, which helps your body function more effectively during tasks or other physical activities.

6.     Do meaningful things every day.

What are you passionate about? Do you have special talents that you would like to practice more or share with others? Even if you like to cook a healthy meal or listen to your favorite songs, you can do something you like every day. Efforts to do the things that are most important to you will help you make the most of and maintain your energy to discover the best you can be.

7.     Come up with good ideas for others.

Maintaining a benevolent attitude is another way to save energy. An example of practicing this way of thinking is called attention. For example, try to make eye contact with a smiling stranger. While thinking “I wish you all the best.” On the contrary, this positive action may prevent you from judging this person. Judging others will cause us to make self-judgments, and this negative self-talk can be stressful.

Towards this important personal care investment, every step you take will make you feel better.

7 Tips For A Happier Life

Here are some simple activities that can help you improve your self-awareness:

Control your energy.

Get the “temperature” of energy at various points throughout the day and assign it a number from 1 to 10, where 10 represents the highest energy level. Pay attention to the details of your day so that you can identify the person or event that affects you the most.

Skills Needed To Upgrade Your Lifestyle

Make incremental changes.

Once you realize that some person or event is destroying your energy, consider the next step. Instead of solving all the problems immediately, choose an area that is important to you and that is realistic for your goals. For example, if the clutter in your home is the main source of daily stress. Choose a closet, cabinet or drawer and clean it once a week instead of wasting your energy all at once. Then, when you are ready, move on to the next goal.

Planning and priority for healthier life.

Write down the time of your highest energy level in the day. When you feel fresh and productive, decide how to use these opportunities by prioritizing important tasks.